SAS EuroBonus has partnered with Lunar to introduce its first-ever co-branded debit card, designed to make your everyday spending a direct path to travel rewards. Unlike typical travel reward cards, the SAS EuroBonus Lunar Debit Card is a straightforward option that helps you earn EuroBonus points without dealing with credit interest or complex reward categories.

Let’s explore the details, benefits, and potential value of the SAS EuroBonus Lunar Debit Card and how it could elevate your travel rewards strategy.

Key Highlights: SAS EuroBonus Lunar Card

• Welcome Bonus: 3,000 EuroBonus points for eligible new customers.
• Earn Rate: 8 points per 100 DKK (1 point per 12.5 DKK).
• Cost: 39 DKK/month (included free with Lunar’s Unlimited plan).
• Digital Convenience: Apple Pay & Google Pay compatibility.
• Instant Setup: Quick activation through the Lunar app.

How Does the SAS EuroBonus Lunar Debit Card Work?

The Lunar debit card is linked directly to your Lunar bank account, simplifying your spending and earning process. Every transaction made using the SAS EuroBonus Lunar card earns points automatically, accelerating your journey to reward flights, hotel stays, car rentals, and more.

Earning EuroBonus Points

You’ll earn points on everyday spending:

• 8 EuroBonus points earned per 100 DKK spent.
  (Example: Spending 10,000 DKK monthly would earn 800 points each month, totaling 9,600 points per year.)

Welcome Bonus:

New customers signing up for the card after June 17, 2024, receive a 3,000-point bonus, subject to conditions:

• Spend at least 15,000 DKK within the first three months.
• Maintain the card for at least three months.

Redeeming EuroBonus Points

EuroBonus points can be redeemed in several valuable ways:

• Flights:
  • Domestic flights within Sweden: from ~5,000 points one-way.
  • European flights: from ~15,000 points one-way.
  • Long-haul international flights or upgrades.
• Hotels:
  • Over 250,000 global hotels available for points redemption.
• Car Rentals:
  • Redeem points at more than 10,000 Hertz locations worldwide.
• Upgrades and Lounges:
  • Upgrade to premium cabins or enjoy lounge access using points.
• SAS EuroBonus Shop:
  • High-quality products, gadgets, gift cards, and more.

With everyday spending steadily accruing points, these travel goals become increasingly achievable without changing your daily habits.

Exclusive Benefits and Convenience

1. Seamless Digital Banking with Lunar

Lunar is a user-friendly digital banking platform that enables simple, transparent financial management. With Lunar, you can easily:

• Track your spending in real-time via the Lunar app.
• Integrate your debit card seamlessly with Apple Pay or Google Pay for secure, contactless payments.
• Open and manage your account entirely via your smartphone.

2. Clear Pricing Structure

• The SAS EuroBonus Lunar card is available at a straightforward monthly fee of 39 DKK (included free with Lunar’s Unlimited banking plan).
• There are no hidden fees or complicated reward calculations, making this card especially appealing to those seeking simplicity.

Transactions That Do NOT Earn EuroBonus Points

To manage expectations clearly, certain transactions are excluded from earning points. Notably, these include:

• Transfers between individuals
• ATM withdrawals and cash advances
• Payments to securities brokers/dealers
• Real estate transactions, loan repayments, and bill payments (e.g., rent or utilities)
• Gambling, casino, and lottery payments
• Tax, fines, government payments, alimony, and similar transactions

Ensuring awareness of these restrictions helps maximize your points earnings through eligible everyday purchases like dining, groceries, travel expenses, and retail shopping.

How to Get Started: Quick and Easy Setup

Getting your SAS EuroBonus Lunar debit card is straightforward:

Step 1: Download the Lunar App

• Available free on App Store or Google Play.
• Sign up in minutes directly from your smartphone.

Step 2: Activate Your EuroBonus Account

• After account approval, instantly order and activate your card via the Lunar app.
• Start spending right away using the digital card.

Step 3: Earn and Track Points Easily

• Spend normally and watch your points accumulate.
• Track your points effortlessly through the Lunar app, where transactions and earned points are displayed clearly.

Who Should Consider the SAS EuroBonus Lunar Card?

This card may be suitable if you:

• Prefer earning travel rewards via a debit card rather than credit.
• Want simplicity, transparency, and minimal costs.
• Regularly spend with debit cards for daily transactions.
• Travel frequently with SAS or Star Alliance airlines, maximizing EuroBonus point value.

However, if your primary goal is credit-building or extensive travel perks (e.g., travel insurance, premium lounge access), you may also explore dedicated travel credit cards in addition to your debit card.

Is the Lunar Debit Card Worth the Cost?

The low monthly fee (39 DKK) offers clear, predictable costs. For active users who spend regularly, the card pays off in straightforward point accumulation. The convenience, digital integration, and ease of use further enhance its value proposition.

Consider your spending habits and if you naturally prefer debit transactions, the Lunar SAS EuroBonus card is an attractive solution to earn valuable travel points without changing your financial routine significantly.

Strategic Insight: Maximizing Your Earnings

• Combine Lunar card usage with other EuroBonus-earning opportunities, such as booking travel via the SAS Hotels portal, shopping through EuroBonus retail partners, or renting cars through Hertz.
• Ensure you hit the 15,000 DKK threshold in your first three months to secure the 3,000-point welcome bonus.

Final Thoughts: The Bottom Line

The SAS EuroBonus Lunar Debit Card offers an accessible way to earn valuable EuroBonus points on everyday spending, especially attractive if simplicity and convenience are priorities for you. With clear fees, easy digital integration, and valuable redemption options, it stands out as a solid, straightforward choice for travelers looking to effortlessly convert daily expenses into rewarding adventures.