Wells Fargo Autograph Journey℠ Visa Signature® Card
Fees:
- Annual fee: $95.
- No foreign transaction fees.
APR:
- Variable APR of 20.24%, 25.24%, or 29.24% for purchases and balance transfers, based on creditworthiness.
- APR for cash advances: 29.99%.
Offer:
- Earn 60,000 bonus points (equivalent to $600 toward travel) after spending $4,000 on purchases in the first 3 months.
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Earn 5X points on hotel bookings and 4X points on airline purchases.
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Travel perks such as up to $1,000,000 in travel accident insurance and trip cancellation protection up to $15,000 for covered reasons.
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$50 annual statement credit after a $50 minimum airline purchase.
- 5X points on hotels and 4X points on airlines.
- 3X points on restaurants and other travel purchases.
- 1X point on all other purchases.
- Travel benefits include lost baggage reimbursement (up to $3,000 per trip), trip cancellation/interruption protection, and auto rental collision damage waiver.
- No foreign transaction fees for international purchases.
- Access to Visa Signature® concierge service and luxury hotel collection benefits.
- Flexible redemption options: use rewards for travel, PayPal purchases, gift cards, or statement credits.
The Wells Fargo Autograph Journey℠ Visa Signature® Card offers valuable rewards and travel benefits for cardholders with frequent travel and dining expenses. The card features 5X points on hotel bookings and 4X points on airline purchases, along with comprehensive travel protections such as lost baggage reimbursement and trip cancellation insurance. With no foreign transaction fees and an annual fee of $95, it also includes perks like Visa Signature® concierge service and a $50 airline purchase credit. Rewards are highly flexible, redeemable for travel, statement credits, or other options.
- High earning potential in travel-related categories.
- Generous travel protections and benefits.
- No foreign transaction fees.
- Flexible redemption options for rewards.
- Includes a $50 annual airline purchase credit.
- $95 annual fee.
- Points earning limited outside travel and dining categories.
View Terms & Conditions
Responsible Credit Card Usage
While credit cards can offer convenience and benefits, it’s crucial to use them with caution. Be aware of interest rates, fees, and repayment terms to avoid accumulating unmanageable debt. It’s easy to overspend, so always stay within your budget and aim to pay off your balance in full each month to avoid interest charges. Before choosing a credit card, thoroughly review its terms and conditions directly with the provider and ensure that it aligns with your financial situation and spending habits. Responsible usage is key to maintaining good financial health.