United Quest℠ Card

United Quest℠ Card

Fees:

  • Annual Fee: $250
  • Foreign Transaction Fee: None

APR:

  • Variable APR: 21.24%–28.24%

Offer:

  • Sign-Up Bonus: 70,000 bonus miles + 500 Premier qualifying points (PQP) after spending $4,000 in the first 3 months.
  • Additional Bonus: 5,000 bonus miles when adding an authorized user within the first 3 months.

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United Quest℠ Card
Features
  • Earn up to 8x miles on United purchases.
  • 4x miles on hotel stays booked through United Hotels.
  • 3x miles on all other United purchases.
  • 2x miles on other travel, dining, and streaming services.
  • 1x mile on all other purchases.
  • 25% back on United in-flight food, beverage, and Wi-Fi purchases.
  • No blackout dates and miles never expire.
  • Exclusive benefits at Renowned Hotels and Resorts.
  • MileagePlus miles can be redeemed for flights, hotels, car rentals, and more.
Details

The United Quest℠ Card is a premium travel rewards credit card designed for frequent United Airlines travelers. It features a lucrative rewards structure with up to 8x miles on United purchases and 2x miles on general travel, dining, and streaming services. Cardholders enjoy perks like a $125 annual United travel credit, two free checked bags per trip, and complimentary priority boarding. The card also offers up to 10,000 miles in award flight credits annually and reimburses TSA PreCheck® or Global Entry application fees. With no foreign transaction fees and benefits for hotel stays through United partnerships, this card is well-suited for those who prioritize United Airlines for their travel.

Pros
  • Generous rewards rates for United purchases and travel.
  • Substantial sign-up bonus with additional perks for adding an authorized user.
  • $125 annual United credit offsets the annual fee.
  • Free checked bags for primary cardmember and companion.
  • No foreign transaction fees.
  • Priority boarding and access to TSA PreCheck®/Global Entry credits.
Cons
  • High annual fee of $250.
  • Limited rewards outside of United and travel-related categories.
  • Requires significant spending to maximize rewards.

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Responsible Credit Card Usage

While credit cards can offer convenience and benefits, it’s crucial to use them with caution. Be aware of interest rates, fees, and repayment terms to avoid accumulating unmanageable debt. It’s easy to overspend, so always stay within your budget and aim to pay off your balance in full each month to avoid interest charges. Before choosing a credit card, thoroughly review its terms and conditions directly with the provider and ensure that it aligns with your financial situation and spending habits. Responsible usage is key to maintaining good financial health.