United℠ Explorer Card

United℠ Explorer Card

Fees:

  • Annual Fee: $0 for the first year, then $95
  • Foreign Transaction Fee: None

APR:

  • Variable APR: 21.24%–28.24%

Offer:

  • Sign-Up Bonus: Earn 60,000 bonus miles after spending $3,000 in the first 3 months.
  • Additional Bonus: Earn 5,000 bonus miles for adding an authorized user within the first 3 months.

View Terms & Conditions

United℠ Explorer Card
Features
  • Earn up to 7x miles on United flights, combining MileagePlus membership and card benefits.
  • 2x miles on United purchases, dining, and hotel stays.
  • 1x mile on all other purchases.
  • 25% back on in-flight food, beverage, and Wi-Fi purchases.
  • No foreign transaction fees for international spending.
  • Priority boarding on United-operated flights.
  • Access to statement credits for Global Entry, TSA PreCheck®, or NEXUS application fees.
Details

The United℠ Explorer Card offers a robust rewards program tailored for United Airlines travelers, with up to 7x miles on United purchases and 2x miles on dining and hotel stays. New cardmembers can earn a sign-up bonus of 60,000 miles after meeting the initial spending requirement, plus an additional 5,000 miles for adding an authorized user. The card includes travel perks such as a free checked bag for you and a companion, two annual United Club passes, and priority boarding. With no foreign transaction fees and up to $120 in credits for trusted traveler programs, this card is ideal for frequent domestic and international travelers. The annual fee is $0 for the first year, then $95.

Pros
  • Generous rewards structure with up to 7x miles on United purchases.
  • Substantial sign-up bonus with additional authorized user bonus.
  • Free first checked bag for cardholder and companion.
  • Two complimentary United Club passes annually.
  • Priority boarding and TSA PreCheck®/Global Entry credits.
  • No foreign transaction fees.
Cons
  • $95 annual fee after the first year.
  • Limited rewards categories outside travel, dining, and hotels.
  • Best benefits tailored to United Airlines loyalists.

View Terms & Conditions

Responsible Credit Card Usage

While credit cards can offer convenience and benefits, it’s crucial to use them with caution. Be aware of interest rates, fees, and repayment terms to avoid accumulating unmanageable debt. It’s easy to overspend, so always stay within your budget and aim to pay off your balance in full each month to avoid interest charges. Before choosing a credit card, thoroughly review its terms and conditions directly with the provider and ensure that it aligns with your financial situation and spending habits. Responsible usage is key to maintaining good financial health.