U.S. Bank Cash+® Visa Signature® Card
Fees:
No annual fee.
APR:
- 0% intro APR on purchases and balance transfers for the first 15 billing cycles.
- Variable APR of 18.49% – 28.74% after the intro period.
Offer:
- $200 rewards bonus after spending $1,000 in eligible purchases within the first 90 days of account opening.
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Earn 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you select.
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Earn 2% cash back on one everyday category of your choice, such as gas stations, grocery stores, or restaurants.
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Flexible redemption options, including statement credits, rewards cards, or deposits to a U.S. Bank checking or savings account.
- 5% cash back on two categories of your choice each quarter (e.g., home utilities, department stores, electronic stores).
- 2% cash back on one everyday category of your choice (e.g., gas stations, grocery stores).
- 1% cash back on all other eligible purchases.
- 5% cash back on prepaid travel bookings made in the Rewards Center.
- Up to 5% total cash back on online shopping when using the Rewards Center or browser extension.
- Flexible redemption options for cash back rewards.
The U.S. Bank Cash+® Visa Signature® Card provides personalized earning potential with up to 5% cash back in two categories of your choice and 2% back in one everyday category. Cardholders can earn a $200 rewards bonus after meeting the initial spending requirement and enjoy a 0% intro APR for 15 billing cycles on purchases and balance transfers. Additional features include 5% back on prepaid travel and exclusive online shopping bonuses through the Rewards Center. With no annual fee and flexible redemption options, this card is ideal for those seeking tailored rewards and versatile benefits.
- No annual fee.
- High 5% cash back on selected categories.
- Customizable categories for maximum rewards.
- Generous $200 signup bonus.
- 0% intro APR on purchases and balance transfers.
- Flexible redemption options.
- 5% and 2% cash back are capped at $2,000 in combined purchases per quarter.
- Limited to specific categories for maximum rewards.
- Category selection requires activation each quarter.
View Terms & Conditions
Responsible Credit Card Usage
While credit cards can offer convenience and benefits, it’s crucial to use them with caution. Be aware of interest rates, fees, and repayment terms to avoid accumulating unmanageable debt. It’s easy to overspend, so always stay within your budget and aim to pay off your balance in full each month to avoid interest charges. Before choosing a credit card, thoroughly review its terms and conditions directly with the provider and ensure that it aligns with your financial situation and spending habits. Responsible usage is key to maintaining good financial health.