Resurs World

Fees:

  • Monthly fee: 89 SEK/month
  • Administration fee: 39 SEK/month (for installment payments)
  • Setup fee: 97 SEK (for 6-month installment)
  • Cash withdrawal fees apply

APR:

  • Interest-free credit period: Up to 60 days
  • Effective APR (6-month interest-free option): 10.32%
  • Effective APR (20-month installment): 37.09%
  • Nominal interest rate (20-month installment): 22.37%

Offer:

  • 10,000 welcome bonus points upon signing up for the card
  • Earn 1 point per SEK spent, redeemable for experiences, gift cards, and products
  • 4 complimentary airport lounge visits per year with Lounge Key
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View Terms & Conditions

  • Resurs World provides flexible payment options, allowing you to choose between full payment or interest-free installments of up to 6 months.

  • Includes comprehensive travel insurance when at least 75% of travel costs are paid using the card.

  • Concierge service offers complimentary assistance with bookings, accommodations, restaurants, and events worldwide.
Features
  • Contactless payments
  • Extra card available
  • SMS receipt notifications for purchases over 500 SEK
  • Mobile payments with Apple Pay and Google Pay
  • Pay bills using the card
  • Airport lounge access via Lounge Key
  • Concierge Service available globally Monday to Saturday, 08:00-20:00
Details

Resurs World is a premium credit card designed specifically for travelers and individuals seeking extra perks. Cardholders benefit from versatile payment solutions, extensive bonus point opportunities, and exclusive travel perks, such as complimentary lounge visits and a global concierge service. Purchases made today are billed the following month, and payments can be conveniently spread out or paid fully depending on the user’s preference. The card seamlessly integrates with digital wallets like Apple Pay and Google Pay for easy, secure transactions.

Pros
  • Interest-free payment options available
  • Generous welcome offer with bonus points
  • Free access to airport lounges worldwide
  • Robust travel insurance coverage
  • Convenient mobile payment options
  • Global concierge service included
Cons
  • Relatively high effective interest rate on longer installment options
  • Monthly and administrative fees add to overall costs
  • Fees apply for cash withdrawals
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View Terms & Conditions

Responsible Credit Card Usage

While credit cards can offer convenience and benefits, it’s crucial to use them with caution. Be aware of interest rates, fees, and repayment terms to avoid accumulating unmanageable debt. It’s easy to overspend, so always stay within your budget and aim to pay off your balance in full each month to avoid interest charges. Before choosing a credit card, thoroughly review its terms and conditions directly with the provider and ensure that it aligns with your financial situation and spending habits. Responsible usage is key to maintaining good financial health.

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