Re:member Flex

Fees:

  • Annual fee: 0 kr
  • E-invoice: 0 kr
  • Paper invoice fee: 39 kr
  • Cash withdrawal fee: 3% (minimum 35 kr per withdrawal)
  • Currency conversion surcharge: 2%

APR:

  • Individual annual interest rate: 9.74% – 22.90%
  • Effective annual interest rate (example): 19.50% (based on 30,000 kr credit repaid over 12 months)
  • Interest-free period: up to 56 days

Offer:

  • Discounts of up to 25% at over 300 online stores through the re:member reward program
  • Complementary travel insurance with cancellation protection included
  • No annual fee with individually set interest rates
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View Terms & Conditions

  • Exclusive discounts through the re:member reward program, providing significant savings at over 300 online retailers.

  • Includes complementary travel insurance with cancellation protection at no extra charge, offering security while traveling.

  • Flexible repayment options with individually set interest rates and a generous interest-free credit period of up to 56 days.
Features
  • Supports Apple Pay, Google Pay, Samsung Pay
  • Comprehensive mobile app for balance management and transaction overview
  • Easy and flexible repayment terms
  • Option to add extra insurance coverage with “Trygghetspaket”
  • Global acceptance
Details

The re:member flex credit card offers convenient, flexible credit with no annual fee and individualized interest rates. Cardholders enjoy up to 56 days of interest-free credit if the full amount is paid upon receiving the invoice. A key attraction is the extensive reward program providing substantial online shopping discounts. Additionally, the card includes complementary travel insurance with cancellation protection and supports seamless mobile payments through popular payment solutions. Users manage their account effectively via the re:member app, ensuring complete oversight and control.

Pros
  • No annual fee and extended interest-free period (up to 56 days)
  • Reward program with significant online discounts
  • Complementary travel insurance included
  • Flexible repayment and individually tailored interest rates
  • Supports multiple mobile payment platforms
Cons
  • Cash withdrawals incur fees (3%, min 35 kr per withdrawal)
  • Currency conversion surcharge of 2%
  • Paper invoices incur an additional fee (39 kr)
Learn More

View Terms & Conditions

Responsible Credit Card Usage

While credit cards can offer convenience and benefits, it’s crucial to use them with caution. Be aware of interest rates, fees, and repayment terms to avoid accumulating unmanageable debt. It’s easy to overspend, so always stay within your budget and aim to pay off your balance in full each month to avoid interest charges. Before choosing a credit card, thoroughly review its terms and conditions directly with the provider and ensure that it aligns with your financial situation and spending habits. Responsible usage is key to maintaining good financial health.

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