Nordea Premium Card

Fees:

  • Annual fee: SEK 600 for Premium customers (regular price SEK 1,200)
  • Additional card: SEK 0
  • Purchases in Sweden and abroad: SEK 0
  • Currency exchange surcharge: 1.55%
  • Cash withdrawals in Sweden and abroad: 2%, minimum SEK 40
  • Withdrawal of foreign currency in ATMs in Sweden: 2%, minimum SEK 40
  • Payments via COD (postförskott) at post offices: 2%, minimum SEK 40

APR:

  • Annual interest rate: 11.30% (variable)
  • Effective APR (SEK 20,000 credit, annual fee SEK 600): 16.06%
  • Effective APR (SEK 20,000 credit, annual fee SEK 1,200): 20.24%
  • Interest-free period: up to 55 days

Offer:

  • 50% discount on annual fee (SEK 600 instead of SEK 1,200) for Premium customers
  • Cashback: 0.5% on almost all purchases
  • 4 complimentary lounge visits per year (thereafter USD 35 per visit)
Learn More

View Terms & Conditions

  • Nordea Premium provides global lounge access at over 1,000 airports via LoungeKey, including four complimentary lounge visits annually.

  • Cardholders earn 0.5% cashback on nearly all purchases, excluding cash withdrawals, gambling, and similar transactions.

  • Includes comprehensive travel insurance for up to 90 days, covering medical expenses abroad.
Features
  • Lounge access via LoungeKey
  • Fast Track airport security (currently available in Helsinki)
  • Cashback on everyday purchases
  • Comprehensive travel insurance
  • Extended warranty (all-risk insurance) on electronics and appliances for 5 years
  • Supports Apple Pay, Google Pay, and Samsung Pay
Details

Nordea Premium is a credit card designed for customers seeking additional convenience and travel-related perks. With access to over 1,000 airport lounges worldwide and Fast Track security at selected airports, the card caters particularly to frequent travelers. Nordea Premium offers a cashback program with 0.5% back on most purchases, enhancing everyday spending value. The card provides a travel insurance plan, valid for 90 days, covering medical treatment during trips abroad, and an all-risk insurance that extends warranty coverage on electronics and appliances for up to five years. Nordea Premium customers benefit from up to 55 interest-free days per billing cycle, with the flexibility to pay invoices in full or through installments.

Pros
  • Global lounge access with four free visits per year
  • Cashback rewards on most purchases
  • Extensive travel and purchase insurance coverage
  • Flexible repayment options with up to 55 days interest-free
  • Discounted annual fee for Premium customers
Cons
  • High effective APR if balance carried over
  • Limited Fast Track availability (currently only Helsinki in the Nordics)
  • Fees apply after four complimentary lounge visits
  • Cash withdrawals and currency exchange involve additional fees
Learn More

View Terms & Conditions

Responsible Credit Card Usage

While credit cards can offer convenience and benefits, it’s crucial to use them with caution. Be aware of interest rates, fees, and repayment terms to avoid accumulating unmanageable debt. It’s easy to overspend, so always stay within your budget and aim to pay off your balance in full each month to avoid interest charges. Before choosing a credit card, thoroughly review its terms and conditions directly with the provider and ensure that it aligns with your financial situation and spending habits. Responsible usage is key to maintaining good financial health.

Launch AI