Marginalen Traveller

Fees:

  • Monthly fee: SEK 0 (first three months), thereafter SEK 33/month
  • Administrative fee: SEK 0 with e-invoice/direct debit, otherwise SEK 25/month for paper invoice
  • Cash withdrawal fee: 3%, minimum SEK 35 per withdrawal
  • Currency exchange fee: 1.65% for purchases and withdrawals in foreign currency
  • Additional card fee: SEK 0/year

APR:

  • Annual interest rate: 16.9% (variable)
  • Effective interest rate: 18.99% based on deferred payment and utilized credit of SEK 20,000

Offer:

  • No monthly fee for the first three months, thereafter SEK 33/month
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View Terms & Conditions

  • Marginalen Traveller converts all purchases into points, redeemable for hotel stays, flights, car rentals, and over 20,000 unique experiences.

  • The card includes nine travel insurance protections, such as trip cancellation coverage, baggage delay compensation, and missed connecting flights insurance.

  • Points can easily be exchanged for gift cards and unique experiences through the service Live it.
Features
  • Earn points on all purchases
  • Nine included travel insurance benefits
  • Easy online point management
  • Comprehensive insurance protection for travel and car rentals
  • Points redeemable globally or locally
Details

Marginalen Traveller is a credit card suited for individuals looking to turn everyday spending into travel and unique experiences. Cardholders earn points with every purchase, redeemable for travel bookings, hotels, car rentals, or experiences through the Live it service. The Traveller card also includes nine comprehensive travel insurance policies, such as coverage for cancellations, baggage delays, and airline bankruptcies. The card is free for the first three months, with a modest monthly fee thereafter.

Pros
  • Earn points on all purchases with flexible redemption options
  • Extensive travel insurance coverage included
  • No annual fee for additional cards
  • Favorable terms with e-invoice/direct debit
Cons
  • Monthly fee applicable after the first three months
  • High interest rate when utilizing credit
  • Fees for cash withdrawals and currency exchange
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View Terms & Conditions

Responsible Credit Card Usage

While credit cards can offer convenience and benefits, it’s crucial to use them with caution. Be aware of interest rates, fees, and repayment terms to avoid accumulating unmanageable debt. It’s easy to overspend, so always stay within your budget and aim to pay off your balance in full each month to avoid interest charges. Before choosing a credit card, thoroughly review its terms and conditions directly with the provider and ensure that it aligns with your financial situation and spending habits. Responsible usage is key to maintaining good financial health.

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