Chase Sapphire Preferred® Credit Card
Fees:
- Annual fee: $95.
APR:
- Variable APR of 20.74%–27.74%.
Offer:
- Earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening (worth $750 when redeemed for travel through Chase Ultimate Rewards®).
-
Earn 5X points on travel purchased through Chase Travel (excluding hotel purchases qualifying for the $50 Annual Chase Travel Hotel Credit).
-
Earn 3X points on dining, online grocery purchases (excluding Target, Walmart, and wholesale clubs), and select streaming services.
-
25% more value when redeeming points for travel through Chase Ultimate Rewards.
- 5X points on travel purchased through Chase Travel.
- 3X points on dining, online groceries, and select streaming services.
- 2X points on all other travel purchases.
- 1X point on all other purchases.
- $50 Annual Chase Travel Hotel Credit.
- 25% more value for points redeemed for travel through Chase Ultimate Rewards.
- 10% anniversary bonus points based on the total purchases from the previous year.
- Earn 5X points on Lyft rides through March 31, 2025.
- Complimentary DashPass subscription with DoorDash for one year.
- Points do not expire as long as the account is open.
The Chase Sapphire Preferred® Credit Card is a premium rewards card tailored for dining and travel enthusiasts. With a 60,000-point welcome bonus (worth $750 for travel through Chase Ultimate Rewards), the card offers exceptional value for frequent travelers. Cardholders earn elevated rewards rates on dining, travel, groceries, and streaming services, with 25% more value for points redeemed for travel. Additional benefits include a $50 hotel credit annually, complimentary DoorDash DashPass, and bonus points on Lyft rides. With a $95 annual fee, this card is ideal for maximizing rewards in key spending categories.
- Generous 60,000-point welcome bonus.
- Elevated rewards rates on travel, dining, groceries, and streaming.
- 25% more value for points redeemed through Chase Ultimate Rewards.
- $50 annual hotel credit through Chase Travel.
- No expiration on points while the account remains open.
- $95 annual fee.
- Lower earning rates on non-bonus categories.
- Points are most valuable when redeemed through Chase Ultimate Rewards.
View Terms & Conditions
Responsible Credit Card Usage
While credit cards can offer convenience and benefits, it’s crucial to use them with caution. Be aware of interest rates, fees, and repayment terms to avoid accumulating unmanageable debt. It’s easy to overspend, so always stay within your budget and aim to pay off your balance in full each month to avoid interest charges. Before choosing a credit card, thoroughly review its terms and conditions directly with the provider and ensure that it aligns with your financial situation and spending habits. Responsible usage is key to maintaining good financial health.