Chase Freedom Unlimited® Credit Card
Fees:
- No annual fee.
APR:
- 0% intro APR for 15 months from account opening on purchases and balance transfers.
- Variable APR of 19.74%–28.49% after the intro period.
Offer:
- $250 bonus after spending $500 on purchases in the first 3 months from account opening.
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Earn unlimited 1.5% cash back on all purchases, with no caps.
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Bonus cash back rates: 5% on travel through Chase Travel, 3% on dining and drugstore purchases.
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Cash back rewards do not expire as long as the account remains open, with no minimum redemption requirement.
- Unlimited 1.5% cash back on all purchases.
- 5% cash back on travel purchased through Chase Travel.
- 3% cash back on dining and drugstore purchases.
- No expiration on cash back rewards as long as the account is open.
- 0% intro APR for 15 months on purchases and balance transfers.
- No annual fee.
The Chase Freedom Unlimited® Credit Card offers straightforward rewards with unlimited 1.5% cash back on all purchases and enhanced rates on specific categories. Cardholders earn 5% cash back on travel booked through Chase Travel and 3% on dining and drugstore purchases. A $250 welcome bonus is available with a low spending requirement, and a 0% intro APR applies for 15 months on purchases and balance transfers. With no annual fee and rewards that never expire, this card is ideal for users seeking consistent cash back rewards without worrying about rotating categories or caps.
- No annual fee.
- Unlimited 1.5% cash back on all purchases.
- Enhanced 5% and 3% bonus cash back categories.
- Generous $250 welcome bonus with a low spending threshold.
- No expiration on cash back rewards.
- 0% intro APR for 15 months on purchases and balance transfers.
- Higher cash back rates limited to specific categories.
- Balance transfers incur fees during the intro period.
View Terms & Conditions
Responsible Credit Card Usage
While credit cards can offer convenience and benefits, it’s crucial to use them with caution. Be aware of interest rates, fees, and repayment terms to avoid accumulating unmanageable debt. It’s easy to overspend, so always stay within your budget and aim to pay off your balance in full each month to avoid interest charges. Before choosing a credit card, thoroughly review its terms and conditions directly with the provider and ensure that it aligns with your financial situation and spending habits. Responsible usage is key to maintaining good financial health.