Bank Norwegian Card

Fees:

  • Annual fee: 0 kr
  • E-invoice (green invoice): 0 kr
  • Replacement of lost/stolen card: 0 kr
  • Paper invoice: 45 kr
  • Purchases (domestic and abroad): 0 kr
  • ATM withdrawals (domestic and abroad): 0 kr
  • Currency surcharge abroad: 1.99%
  • Reminder fee: 60 kr
  • Late payment interest: 23-24%

APR:

  • Nominal annual interest rate: 23.00%
  • Monthly nominal interest rate: 1.92%
  • Effective annual interest rate: 25.59%
  • Interest-free period: up to 45 days

Offer:

  • Earn CashPoints redeemable for flights with Norwegian Airlines
  • Cashback on purchases
  • Apple Pay, Google Pay, Samsung Pay, Garmin Pay support
Learn More

View Terms & Conditions

  • Earn Norwegian CashPoints on everyday purchases, redeemable for flights with Norwegian Airlines, making travel more affordable.

  • Provides cashback on card purchases, allowing users to use accumulated cashback to pay down outstanding balances.

  • Comprehensive travel insurance and optional coverages such as dental insurance, payment protection, rental car deductible insurance, and identity theft insurance.
Features
  • Supports Apple Pay, Google Pay, Samsung Pay, Garmin Pay
  • App with full card management functionality
  • Travel and cancellation insurance included
  • High security with 24/7 transaction monitoring
  • Adjustable credit limit up to 150,000 kr
  • No fees on domestic and international purchases
Details

Bank Norwegian, a part of the NOBA Bank Group, offers a versatile credit card designed for everyday use with significant rewards such as CashPoints and cashback. Cardholders benefit from a generous interest-free credit period of up to 45 days and no annual fee. The card provides comprehensive security measures with continuous monitoring for fraud prevention. Additional conveniences include seamless payments through mobile devices and watches, along with a dedicated app for complete control over spending and account management.

Pros
  • No annual fee and no withdrawal fees (domestic and abroad)
  • Attractive rewards: CashPoints and cashback
  • Robust security with round-the-clock fraud monitoring
  • Comprehensive travel insurance included
  • Support for multiple digital payment solutions
Cons
  • High effective annual interest rate (25.59%)
  • Currency conversion fee of 1.99%
  • Paper invoice incurs an additional fee (45 kr)
Learn More

View Terms & Conditions

Responsible Credit Card Usage

While credit cards can offer convenience and benefits, it’s crucial to use them with caution. Be aware of interest rates, fees, and repayment terms to avoid accumulating unmanageable debt. It’s easy to overspend, so always stay within your budget and aim to pay off your balance in full each month to avoid interest charges. Before choosing a credit card, thoroughly review its terms and conditions directly with the provider and ensure that it aligns with your financial situation and spending habits. Responsible usage is key to maintaining good financial health.

Launch AI