Hargreaves Lansdown (HL)

Fees:

  • Account Fees: HL charges a platform fee based on the value of funds held in the account (typically around 0.45% for ISAs and SIPPs).
  • Share Dealing Fees: A flat fee of £11.95 per trade, reduced to £5.95 for frequent traders (those trading 20 or more times per month).
  • Fund Dealing: No charges for purchasing funds, but fund management charges from the providers apply.
  • SIPP Fees: SIPP accounts incur an annual fee, plus additional charges for managing the portfolio.
  • No Inactivity Fees: HL does not charge for inactivity, unlike some other platforms.

Offer:

No Active Offer: Currently, there are no active promotional offers available.

Trading Platforms:

Learn More

View Terms & Conditions

  • Diverse Investment Options and Accounts: Hargreaves Lansdown (HL) provides a comprehensive platform with various account types, including ISAs, SIPPs, and regular investment accounts, alongside options to invest in stocks, funds, ETFs, bonds, and more.
  • Convenient Tools and Resources: HL offers ready-made investment portfolios, educational resources, extensive market research, and an award-winning mobile app for simplified management and informed investment decisions.
  • Accessibility and Support: With no minimum account size and personalized financial advice services, HL caters to a wide range of investors, from beginners to those seeking professional guidance.
Features
  • Comprehensive Investment Platform: HL offers a wide range of investment options, including Stocks and Shares ISA, Lifetime ISA, SIPPs (Self-Invested Personal Pension), Junior ISAs, and regular investment accounts.
  • Investment Options: Users can invest in stocks, funds, ETFs, gilts, bonds, investment trusts, and new issues (IPOs).
  • Ready-Made Investment Portfolios: HL provides ready-made ISA and pension plans for investors looking for a simplified approach.
  • Savings Accounts: HL Active Savings allows users to manage and switch between savings accounts from various banks, offering competitive interest rates.
  • Educational Resources: Extensive research and tools, including fund research, share research, ETF research, and market analysis, help investors make informed decisions.
  • Mobile App: HL’s award-winning app allows users to manage their investments on the go with features like watchlists, stock trading, and account management.
  • Financial Advice: HL offers personalized financial advice services, ranging from pension advice to inheritance tax planning.
  • No Minimum Account Size: HL’s platform is accessible to all investors, regardless of the size of their portfolio.
Details

Hargreaves Lansdown (HL) is a leading investment platform in the UK, offering a wide range of investment options including ISAs, SIPPs, and general trading accounts. The platform provides extensive research tools, educational resources, and a robust mobile app to support both novice and experienced investors. HL emphasizes low costs, transparency, and excellent customer service to help users achieve their financial goals.

Pros
  • Wide Range of Accounts: Offers a diverse selection of tax-efficient accounts like ISAs, Lifetime ISAs, SIPPs, and Junior ISAs.
  • Educational Resources: Extensive research tools and market analysis help investors make well-informed decisions.
  • User-Friendly Platform: The mobile app and web platform are intuitive, making investing and saving easier for all levels of investors.
  • Financial Advice: Personalized advice options for those needing guidance on pension planning, investment strategies, or inheritance tax planning.
  • Trusted by Investors: HL has been serving investors for over 40 years and is trusted by over 1.8 million clients.
Cons
  • High Fees for Infrequent Traders: HL charges a fee for trades, and its percentage-based fee structure may not be cost-effective for smaller portfolios or investors who trade infrequently.
  • Complex for Beginners: The wide range of investment products and tools may be overwhelming for new investors unfamiliar with investing terminology and strategies.
  • Higher Management Fees: Although the service is comprehensive, HL’s management fees can be higher compared to some of its competitors, especially for smaller portfolios.
Learn More

View Terms & Conditions

Disclosure

The information provided on this page, including product details, fees, and features, is sourced from providers and may not always reflect the most current updates. We recommend verifying all information directly with the respective brokerage account provider before making any decisions.

SharesFX does not endorse or recommend specific financial products and is not responsible for any inaccuracies or omissions. Please note that the images, logos, and names associated with brokerage accounts are the intellectual property of their respective providers. SharesFx uses these materials solely for comparison purposes and does not claim ownership or intent to infringe on intellectual property rights.

Users are encouraged to carefully review the terms and conditions, fees, and features of any financial product to ensure it aligns with their individual financial goals and risk tolerance. Investing involves risks, and past performance does not guarantee future results.

Launch AI